Apex Financial Services

Apex Financial Services PictureApex Financial Services can provide you with many leasing options to acquire your forklifts, aerial lift equipment and commercial vehicles. Whether it’s one forklift or a fleet of material handling equipment, Apex Financial will work with you to find the right leasing options to maximize your financial position. Why Lease your equipment?

Leasing Conserves Capital
Capital is best used for income-producing investments, not necessarily equipment. When leasing the problem of equipment vs. capital is solved. Businesses get the equipment while capital stays where it belongs  working for the company

Leasing Keeps Equipment Up-to-Date
Purchasing equipment is not only expensive but, overall usage may increase of equipment needs may change in a few years. Leasing provides the ability to upgrade to the most current equipment as these needs change.

Leasing Protects Other Credit Sources
When leasing is used to acquire equipment, businesses are less dependent to other conventional credit lines, which can then be used on other income-producing activities or investments.

Leasing Has Tax Advantages
Within the Federal Tax reform act of 1986, treatment of certain preference items raises the possibility of the Alternative Minimum Tax (AMT). Leasing may provide a means to minimize of even negate the impact of the AMT.

Leasing Simplifies Equipment Replacement
With leasing, possession of and responsibility for the equipment is only for the lease term (unless the equipment is purchased at the end of the term). Leasing eliminates the need to sell of store the equipment at the end of its economic life cycle.

Leasing Simplifies Accounting
Leasing offers off-balance sheet financial solutions. Accounting for a true lease agreement becomes little more than a matter of recording payments, thereby reducing accounting costs.

Leasing Provides 100% Financing
Leasing May include the entire equipment cost plus insurance and maintenance on the lease. Leasing often provides 100% financing, requiring only an advance rental payment, thus eliminating such lender requirements as a down payment or a compensating future operating expense.

Leasing Provides a Hedge Against Market Fluctuations
The lease signed today remains fixed in today’s dollar and at today’s rate. As a result businesses are better able to budget future operating costs.

Leasing Offers Un-Matched Flexibility
Equipment may be acquired piece by piece, lease by lease or can be tied all together in a Master Lease. Leasing provides for the option to purchase, upgrade, return or extend and equipment lease at the end of the term.

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